3540 Saxony Lane, St Cloud, FL, 34772

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Address

3540 Saxony Lane, ST CLOUD, FL

Listing Type

Active

Price

$ 419,900

Property Attributes

ID#O6439111
TypeSingle Family
Listing Status Active
ParishOsceola
CityST CLOUD
AreaSt Cloud (Narcoossee Road)
NeighborhoodMALLARD POND
Zip34772
StyleTraditional
Year Built2015
Taxes$ 3778
Price$ 419,900
Bedrooms5
Full Bathrooms2
Half Bathrooms1
Sqr Footage2518
Lot Size0.2 Acres

Data Source:

Stellar MLS

Property Description

Space, separation, and a St. Cloud address that actually works for a commute. Built in 2015, this one-story block-and-stucco home delivers 2,518 heated square feet - Five bedrooms, two and a half baths, and a two-car attached garage - on a 0.20-acre conservation homesite in Mallard Pond. The layout gives you genuine room to spread out rather than square footage that only looks good on paper, and at ten years young the major systems are still well within their service life. Mallard Pond is a deed-restricted community with a neighborhood park, tucked off Old Canoe Creek Road where St. Cloud still feels like St. Cloud. Zoned for St. Cloud Elementary, St. Cloud Middle, and Harmony High. Downtown St. Cloud is roughly ten minutes out, US-192 and Kissimmee about fifteen, and the Florida Turnpike keeps the rest of Central Florida within easy commuting range. Schedule your private showing today.

Elementary School	Middle School	High School
St Cloud Elem Elementary School	St. Cloud Middle (6-8) Middle School	Harmony High High School

Price History
9/3/2026	Listed $419,900

General Features

Sewer	Public Sewer
Heating	Central,Electric
Cooling	Central Air
Utilities	BB/HS Internet Available,Cable Available,Electricity Connected,Sewer Connected,Water Connected
Roof	Shingle
Appliances	Microwave,Range,Refrigerator
Zoning	R-1B
HOA Fee	67
Garage Spaces	2
Patio/Porch Features	Covered,Rear Porch
Architectural Style	Traditional
Construction Materials	Block,Stucco
Pets Allowed	Cats OK,Dogs OK
Year Built	2015
View	Trees/Woods
Levels	One
Property Subtype	Single Family Residence
Tax Year	2025
Ownership	Fee Simple
Community Features	Deed Restrictions,Park,Sidewalks
Assoc Fee Paid Per	Monthly
County	Osceola
New Construction	false
Property Type	Residential
Attached Garage	true
Subdivision Name	MALLARD POND
Facing Direction	North
Garage Y/N	true
Total Rooms	3
Full Baths	2
Status	Active
Directions	From US-192 in St. Cloud, turn south on Vermont Avenue, then right onto Old Canoe Creek Road. Turn into Mallard Pond on Mallard Pond Blvd, then onto Saxony Lane. Home is on the south side of Saxony Lane.
High School	Harmony High
City	ST CLOUD
Association Name	Mallard Pond HOA c/o Vista Community Assoc Mgmt
Senior Community Y/N	false
MLS Area	34772 - St Cloud (Narcoossee Road)
Lot Size Units	Square Feet
Lot Size Square Feet	8712
Carport Y/N	false
Listing Terms	Cash,Conventional,FHA,VA Loan
Elementary School	St Cloud Elem
Property Attached Y/N	false
Land Lease Y/N	false
Tax Annual Amount	3778.74
Home Warranty Y/N	false
Middle/Junior High School	St. Cloud Middle (6-8)
Property Condition	Completed
Additional Parcels Y/N	false
Lease Considered Y/N	true
Virtual Tour	https://www.propertypanorama.com/instaview/stellar/O6439111
Building Area Units	Square Feet
Living Area Units	Square Feet
Standard Status	Active
Occupancy Type	Owner
Tax Lot	560
Legal Description	MALLARD POND PH 4B, PLAT BOOK 23, PAGES 1-4, LOT 560, PUBLIC RECORDS OF OSCEOLA COUNTY, FL
Minimum Lease	1 Month
Water Access Y/N	false
Monthly HOA Amount	67
Water View Y/N	false
Flood Zone Code	A
In Law Suite YN	false
DockY/N	false

Interior Features

Interior Amenities	Ceiling Fan(s),High Ceilings,Kitchen/Family Room Combo,Open Floorplan,Other,Primary Bedroom Main Floor,Stone Counters
Flooring	Tile
Furnished Y/N	Unfurnished
Air Conditioning Y/N	true
Heating Y/N	true
Fireplace Y/N	false
Half Baths	1
Laundry Features	Laundry Room
Total Bedrooms	5
LivingAreaSource	Public Records
Total Baths	3

Exterior Features

Exterior Amenities	Private Yard,Sidewalk,Sliding Doors
Parking Features	Garage Door Opener
Lot Features	Conservation Area,Flood Insurance Required,FloodZone,Level,Private,Sidewalk
Water Source	Public
Lot Size Area	8712
Foundation Details	Slab
Spa	false
Building Area Total	3115
Lot Size Acres	0.2
Road Surface Type	Paved,Asphalt
Private Pool	false
Waterfront Y/N	false
Covered Spaces	2
Road Frontage Type	Street Paved